I was an uninsured driver involved in a vehicle accident and the other driver is suing me for vehicle damages?

The driver was speeding and hit me as I was changing lanes. Fault was not indicated on the police report. It was more of a "he claims, she claims" statement. I am wondering how the plaintiff would benefit by not having their insurance company (no fault state) deal with it and come after me if they felt I were at least 50% at fault. Furthermore, it wasn't even my vehicle, but I was cited for no insurance. No other tickets were issued.